Many of our clients have dedicated their lives to the education profession. With over 30 years of experience in the 403(b) market Creating & Managing Wealth provides our clients with a full breadth of knowledge and expertise in both the Texas Teachers Retirement System and Oklahoma Teachers Retirement System.

Partial Lump Sum Option (PLSO)

Do not make a decision regarding your Partial Lump Sum Option without first speaking with a Creating & Managing Wealth financial representative and your tax advisor. A Partial Lump Sum Option projection may show serious tax consequences or other relevant matters that will hinder you in reaching your financial goals.

Tax Implications of Taking Your PLSO in Cash

* For Illustrative Purposes Only

Social Security and TRS
Social Security is impacted by your Educator's Pension. Please view the Social Security Windfall Elimination Provision and then contact us to request a consultation.